I had a really hectic dream last night: Heard a noise in the house, realised an intruder was there, fought with intruder, got gun off him, choked him with all my might while DH tried to find rope to tie him up, then woke up an couldn’t sleep further.
While laying awake, my mind turned to money matters (as it is wont to do at that time of the morning!).
I tried to figure out why I still have to worry about money at my age. In my head, I should be very comfortable financially by now. I should be close to retirement, dammit. Not still working for a salary. Anyhoo, seeing as that pipedream is going to stay in my head, I have to devise plans to hold on to my money for longer and also spend less.
Besides the obvious spending too much and earning less than I spend… I realised I need to be more assertive when it comes to people who owe me money.
I tend to be the one in the group (read family and acquaintances – not close friends) who pays for someone who don’t have money right now, or forgot their wallet, or haven’t drawn cash yet.
Now most people will remember this and pay you back, right? Not in my life.
I also tend to be the one to get wood, charcoal, ice, snacks, blah for everyone because we’ve found a bargain, we’re early, we have less places to go to. And I usually call to say I’m here can we get you as well and the answer is always a resounding yes.
Most people will pay you back once you tell them you got ice/wood/wine/snacks or whatever for the group as it was reasonably priced or you knew they were going to be late if they also had to get it, right? Not in my life.
And because I don’t want to nag for what is owed to me, I let it go. Stoopid, right?
And my absolute fave is going to a party or hosting one where you bring your good wine and everyone drinks and parties and at the end of the night you are left with none of the good wine and someone else’s plonk. Now if you’re going to bring plonk, why don’t you drink it? For why you drink my good wine? Aaargh!
I have some friends who are trustfund babies or who are way more comfortable financially and they have no problem with letting you know that you owe them R1,50 or R150 whatever it may be.
Until I can be like those friends of mine… I will never be rich. Not even winning the Lotto would help me.
Am I the only poor sucker?
PS: I have decided to become as miserly as old scrooge himself. Reading this again has cured me from my stupidity.